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Kasasa Cash Checking

Free checking. High dividends. ATM withdrawal fee refunds, nationwide*. That’s Kasasa Cash® — the rewards account that pays you to bank. Earning your rewards is easy, just complete a few banking activities that you’d do anyway. Give us a call or stop by to open your account!

 Details:

  • Free checking that pays high dividends

  • 0.75% APY on balances up to $10,000*

  • 0.30% APY on balances over $10,000*

  • 0.10% APY if qualifications aren't met*

  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*

  • No minimum balance to earn rewards

  • No monthly service fee

  • Free Visa® debit card

  • Online and mobile services available:

        - Online banking
        - Online bill pay
        - eStatements (required to maintain account)
        - Mobile banking

  • No minimum deposit to open


 
It’s Easy to Earn Your Rewards!

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements


See? Easy! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base dividend rate. Then you can get right back to earning your full rewards the very next month.


View information regarding the Qualification cycle.


View the complete disclosure.


Click here to apply for a Kasasa Cash Checking Account



DISCLAIMER

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, PIN-based, signature-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $10,000 receive APY of 0.75%; and balances over $10,000 earn 0.30% interest rate on the portion of balance over $10,000, resulting in a range from 0.30% to 0.75% APY depending on the account’s balance and (2) you will receive reimbursements up to $10 ($5 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.  When Kasasa Cash qualifications are not met, all balances in the account earn 0.10% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/23/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit or ACH payment, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements), may be required to meet some of the account’s qualifications. This account is not to be used for commercial purposes and there is a limit of one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.