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Kasasa Cash Back Checking

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Get something back for those weekly coffee trips. Kasasa Cash Back® checking pays you 2% cash back* on all kinds of debit card purchases — not just gas and groceries — when you do easy banking basics. You’ll also get ATM withdrawal fee refunds, nationwide*, and never pay a monthly service fee. Reach out to us today to open your account!


  • Free checking that pays you back

  • 2.00% cash back on debit card purchases*

          - No category restrictions on purchases

        - Cash back earned on up to $500 in purchases monthly
        - Earn up to $120 cash back per year, $10 per month

  • Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
  • No minimum balance to earn rewards

  • No monthly service fee

  • Free Visa® debit card

  • Online and mobile services available:

        - Online banking
        - Online bill pay
        - eStatements (required to maintain account)
        - Mobile banking

  • No minimum deposit to open

It’s Easy to Earn Your Rewards!

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive eStatements

So easy. And even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

View information regarding the Qualification cycle.

View the complete disclosure.

 Already have a checking account with SRFCU? Click here to switch to Kasasa Cash Back Checking today!

Don't have a checking account yet? Click here to apply for Kasasa Cash Back Checking


*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based, signature-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $500.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $10 ($5 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit or ACH payment, and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements), and log-ons may be required to meet some of the account’s qualifications. This account is not to be used for commercial purposes and there is a limit of one account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.  Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.