Standard Register Federal Credit Union is an Equal Opportunity Lender. Applicants are generally notified of credit decisions within 3 business days of application. For questions about the status of a loan application, you may call 937-223-3333, option 4.

Home Improvement Loan


The Home Improvement Loan was designed to help homeowners with the cost of needed home improvements. Maximum loan amount is $10,000 for a 60-month term. All homeowners and/or spouse must sign for the loan. Rates as low as 10.00% based on credit standing.

Secured Loans


A secured loan is a loan that is tied to real property that acts as collateral, like a vehicle.

 
Vehicle Financing

Now researching and buying a vehicle is even easier with our Auto Buying Resource. Here you can research and compare vehicles from local dealerships, get NADA values, CarFax reports (when available), and apply for a loan, right from the convenience of your computer or mobile device. Click here to get started.


We offer loans on new and used vehicles for the same great rate! Don't pay more through dealer financing. Get pre-approved before you step foot in a dealership and leverage your buying power to get a better price.


To get more information about vehicle loans, call our Lending Department at 800-543-2283 option 4.

Click here to apply for a loan online now.

Want to see how much you can afford to borrow? Use our Loan Calculator.

Whether you are buying your first home or looking for a new car, SRFCU has you covered!

Real Estate Loans


Mortgage Loan

Looking to purchase a new home or refinance your existing home? What about building a home? These types of loans would be Mortgage Loans.


Home Equity Line of Credit (HELOC)

If you're wanting to borrow against your home's equity for large expenses, such as college tuition, home improvements, or medical bills, a Home Equity Line of Credit (HELOC) is what you're looking for.


To get more information about either of these loans, call our Lending Department at 800-543-2283 option 4.


Ready to apply for a Real Estate Loan? Download the application here.


Want to see how much you can afford to borrow? Use our Loan Calculator.

CU Online

Call Us:  937-223-3333

CO-OP Shared Branching Locator

Medical Helper Loan

The Medical Helper Loan was designed to help members with unexpected medical bills. Maximum loan amount is $5,000 for a 60-month term. Rates as low as 15.00% based on credit standing.

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Share Secured Loan


​Savings/Certificate Secured Loans use the money in your Savings Account or Share Certificate as collateral, so the interest rate is lower than that of other personal loans.

It's a great option for members who have a significant amount of funds on deposit at the Credit Union. (In the case of savings account Secured Loans, the funds used as collateral may be withdrawn as the balance of the loan decreases.)


To get more information about secured loans, call our Lending Department at 800-543-2283 option 4.


Click here to apply for a loan online now.

Holiday Helper Loan​​​


The Holiday Helper loan was designed to help members with their holiday expenses (hence the name). Maximum loan amount is $2,500 for a 12-month term.  Rates as low as 8.9% based on credit standing.

For more information on any of these new loan programs, call our Lending Department at 800-543-2283 option 4.


Click here to apply online for any of these new loan programs.

Introducing NEW Loan Programs


 Applications for these loans are approved based on credit worthiness and are limited to one of each per household. Loans must be paid in full before a new loan can be issued.