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Loans| Savings| Certificates
~INTEREST RATES, DISCOUNTS, AND GAP WAIVER COVERAGE COST MAY VARY FOR LOANS CLOSED AT DEALERS.~
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(Rates are subject to change)
Effective May 9, 2008
TERMS OFFERED ARE BASED ON INFORMATION FROM A CONSUMER CREDIT REPORT.
YOUR RATE MAY BE AS LOW AS THE FOLLOWING:
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| Loans |
Rate |
APR* |
Term |
|
|
New Vehicle Loan (Current Year and Prior Year)
|
5.500 |
5.500 |
36 |
Calculator |
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New Vehicle Loan (Current Year and Prior Year)
|
5.500 |
5.500 |
48 |
Calculator |
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New Vehicle Loan (Current Year and Prior Year)
|
5.500 |
5.500 |
60 |
Calculator |
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New Vehicle Loan (Current Year and Prior Year)
|
6.000 |
6.000 |
72 |
Calculator |
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New Vehicle Loan (Current Year and Prior Year)
|
6.500 |
6.500 |
84 |
Calculator |
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Used Vehicle Loan (2006 and older)* *
|
5.500 |
5.500 |
36 |
Calculator |
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Used Vehicle Loan (2006 and older)* *
|
5.500 |
5.500 |
48 |
Calculator |
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Used Vehicle Loan (2006 and older)* *
|
5.500 |
5.500 |
60 |
Calculator |
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Used Vehicle Loan (2006 and older)* *
|
6.000 |
6.000 |
66 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (Current Year and Prior Year) |
5.500 |
5.500 |
36 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (Current Year and Prior Year) |
5.500 |
5.500 |
48 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (Current Year and Prior Year) |
5.500 |
5.500 |
60 |
Calculator |
| Boats, & RVs (Current Year and Prior Year) |
6.000 |
6.000 |
72 |
Calculator |
| Boats, & RVs (Current Year and Prior Year) |
6.500 |
6.500 |
84 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (2006 and Older)** |
5.500 |
5.500 |
42 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (2006 and Older)** |
5.500 |
5.500 |
48 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (2006 and Older)** |
5.500 |
5.500 |
60 |
Calculator |
| Home Equity Line of Credit (revolving)*** (Wall Street Journal Prime less .50%) 80%LTV |
4.500 |
4.500 |
180 |
Calculator |
| Second Mortgage 80% LTV |
5.250 |
5.250 |
60 |
Calculator |
| Second Mortgage 80% LTV |
5.500 |
5.500 |
84 |
Calculator |
| Second Mortgage 80% LTV |
5.750 |
5.750 |
120 |
Calculator
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| Second Mortgage 80% LTV |
6.000 |
6.000 |
180 |
Calculator
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| Stock Secured |
5.500 |
5.500 |
36 |
Calculator |
| Stock Secured |
5.500 |
5.500 |
48 |
Calculator |
| Stock Secured |
5.500 |
5.500 |
60 |
Calculator |
| Personal Signature Loan (unsecured) |
10.250 |
10.250 |
12 |
Calculator |
| Personal Signature Loan (unsecured) |
11.250 |
11.250 |
24 |
Calculator |
| Personal Signature Loan (unsecured) |
12.250 |
12.250 |
36 |
Calculator |
| Personal Signature Loan (unsecured) |
13.250 |
13.250 |
48 |
Calculator |
| Personal Signature Loan (unsecured) |
14.250 |
14.250 |
60 |
Calculator |
| Revolving Credit Lines |
15.750 |
15.750 |
36 |
Calculator |
| SRC Dell Computer Loan |
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0.000 |
36 |
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| Visa Classic Credit Card |
12.900 |
12.900 |
n/a |
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| Visa Gold Credit Card |
10.900 |
10.900 |
n/a |
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| Visa Platinum Credit Card |
8.900 |
8.900 |
n/a |
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*APR = Annual Percentage Rate
**Term of loan may be shorter, based on year of vehicle.
***3.50% floor, 18.00% ceiling. Monthly payment is 2% of the outstanding balance.
WALL STREET JOURNAL PRIME LENDING RATE - 5.00%. (Effective 5/1/08)
Go To Loan Application| Go To Calculators| Back to Top
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SHARE DIVIDEND RATES
EFFECTIVE AUGUST 22, 2008 - AUGUST 28, 2008
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| Savings |
Dividend Code |
Rate |
APY* |
Term |
| Regular Savings (Min. $50) |
2-A |
0.50 |
0.50 |
n/a |
| Contributory IRA (Min. $1) |
2-A |
1.00 |
1.00 |
18 |
| Santa Savings (Min. $1) |
2-A |
0.50 |
0.50 |
n/a |
| Checking (Min. $50) |
1 |
0.25 |
0.25 |
n/a |
| Preferred Checking ($2500.00 - $19,999.99) |
1 |
1.05 |
1.05 |
n/a |
| Preferred Checking ($20,000.00 and higher) |
1 |
1.30 |
1.30 |
n/a
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| Money Market ($2,500.00 - $24,999.99) |
1 |
1.55 |
1.56 |
n/a |
| Money Market ($25,000 - $59,999.99) |
1 |
1.80 |
1.81 |
n/a |
| Money Market ($60,000 and higher) |
1 |
2.05 |
2.06 |
n/a |
*APY = Annual Percentage Yield
DIVIDEND CODE EXPLANATION
1. Dividends computed on average daily balance -paid monthly.
2-A. Anticipated dividends computed on average daily balance- paid quarterly.
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| Certificates |
Dividend Code |
Rate |
APY* |
Term(Months) |
| Certificate (Min. $500) |
3 |
2.50 |
2.52 |
3 |
| Certificate (Min. $500) |
4 |
2.50 |
2.52 |
3 |
| Certificate (Min. $500) |
3 |
2.70 |
2.72 |
6 |
| Certificate (Min. $500) |
4 |
2.70 |
2.73 |
6 |
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Certificate/IRA (Min. $500)
|
5 |
3.20 |
3.23 |
12 |
| Certificate/IRA (Min. $500) |
5 |
3.40 |
3.44 |
18 |
| Certificate/IRA (Min. $500) |
5 |
3.70 |
3.75 |
24 |
| Certificate/IRA (Min. $500) |
5 |
3.75 |
3.80 |
30 |
| Certificate/IRA (Min. $500) |
5 |
3.80 |
3.85 |
36 |
| Certificate/IRA (Min. $500) |
5 |
4.00 |
4.06 |
42 |
| Certificate/IRA (Min. $500) |
5 |
4.20 |
4.26 |
48 |
| Certificate/IRA (Min. $500) |
5 |
4.35 |
4.42 |
54 |
| Certificate/IRA (Min. $500) |
5 |
4.50 |
4.57 |
60 |
| Contributory IRA (Min. $500) |
5 |
3.40 |
3.44 |
18 |
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*APY = Annual Percentage Yield
After the Certificate is opened, the dividend rate is fixed for the term.
A penalty is imposed for early withdrawal.
DIVIDEND CODE EXPLANATION
1. Dividends computed on average daily balance - paid monthly.
3. Dividends paid at maturity- deposited or mailed.
4. Dividends paid monthly - deposited or mailed.
5. Dividends paid quarterly- deposited, mailed, or compounded.
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