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Loans| Savings| Certificates
~INTEREST RATES, DISCOUNTS, AND GAP WAIVER COVERAGE COST MAY VARY FOR LOANS CLOSED AT DEALERS.~
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(Rates are subject to change)
Effective June 16, 2010
Ask about our Gold Standard Membership discount!
TERMS OFFERED ARE BASED ON INFORMATION FROM A CONSUMER CREDIT REPORT.
YOUR RATE MAY BE AS LOW AS THE FOLLOWING:
|
| Loans |
Rate |
APR* |
Term |
|
|
New Vehicle Loan (Current Year and Prior Year)
|
3.500 |
3.500 |
36 |
Calculator |
|
New Vehicle Loan (Current Year and Prior Year)
|
3.500 |
3.500 |
48 |
Calculator |
|
New Vehicle Loan (Current Year and Prior Year)
|
3.500 |
3.500 |
60 |
Calculator |
|
New Vehicle Loan (Current Year and Prior Year)
|
4.000 |
4.000 |
72 |
Calculator |
|
New Vehicle Loan (Current Year and Prior Year)
|
4.500 |
4.500 |
84 |
Calculator |
|
Used Vehicle Loan (2008 and older)* *
|
5.000 |
5.000 |
36 |
Calculator |
|
Used Vehicle Loan (2008 and older)* *
|
5.000 |
5.000 |
48 |
Calculator |
|
Used Vehicle Loan (2008 and older)* *
|
5.000 |
5.000 |
60 |
Calculator |
|
Used Vehicle Loan (2008 and older)* *
|
5.500 |
5.500 |
66 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (Current Year and Prior Year) |
5.500 |
5.500 |
36 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (Current Year and Prior Year) |
5.500 |
5.500 |
48 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (Current Year and Prior Year) |
5.500 |
5.500 |
60 |
Calculator |
| Boats, & RVs (Current Year and Prior Year) |
6.000 |
6.000 |
72 |
Calculator |
| Boats, & RVs (Current Year and Prior Year) |
6.500 |
6.500 |
84 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (2008 and Older)** |
5.500 |
5.500 |
42 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (2008 and Older)** |
5.500 |
5.500 |
48 |
Calculator |
| Motorcycles, ATVs, Boats, & RVs (2008 and Older)** |
5.500 |
5.500 |
60 |
Calculator |
| Home Equity Line of Credit (revolving)*** (Wall Street Journal Prime less .50%, floor 3.50%) 80%LTV |
3.500 |
3.500 |
180 |
Calculator |
| Second Mortgage 80% LTV |
5.250 |
5.250 |
60 |
Calculator |
| Second Mortgage 80% LTV |
5.500 |
5.500 |
84 |
Calculator |
| Second Mortgage 80% LTV |
5.750 |
5.750 |
120 |
Calculator
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| Second Mortgage 80% LTV |
6.000 |
6.000 |
180 |
Calculator
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| Stock Secured |
5.500 |
5.500 |
36 |
Calculator |
| Stock Secured |
5.500 |
5.500 |
48 |
Calculator |
| Stock Secured |
5.500 |
5.500 |
60 |
Calculator |
| Personal Signature Loan (unsecured) (Gold Standard Membership discount not allowed) |
8.90 |
8.90 |
12 |
Calculator |
| Personal Signature Loan (unsecured) (Gold Standard Membership discount not allowed) |
8.90 |
8.90 |
24 |
Calculator |
| Personal Signature Loan (unsecured) (Gold Standard Membership discount not allowed) |
8.90 |
8.90 |
36 |
Calculator |
| Personal Signature Loan (unsecured) (Gold Standard Membership discount not allowed) |
8.90 |
8.90 |
48 |
Calculator |
| Personal Signature Loan (unsecured) (Gold Standard Membership discount not allowed) |
8.90 |
8.90 |
60 |
Calculator |
| Revolving Credit Lines |
15.750 |
15.750 |
36 |
Calculator |
| SRC Dell Computer Loan (For Standard Register Employee's only) |
|
0.000 |
36 |
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| Visa Classic Credit Card |
12.900 |
12.900 |
n/a |
|
| Visa Gold Credit Card |
10.900 |
10.900 |
n/a |
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| Visa Platinum Credit Card |
8.900 |
8.900 |
n/a |
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*APR = Annual Percentage Rate
**Term of loan may be shorter, based on year of vehicle.
***3.50% floor, 18.00% ceiling. Monthly payment is 2% of the outstanding balance.
WALL STREET JOURNAL PRIME LENDING RATE - 3.25%. (Effective 12/17/08)
Go To Loan Application| Go To Calculators| Back to Top
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SHARE DIVIDEND RATES
EFFECTIVE JULY 30, 2010 - AUGUST 5, 2010 |
| Savings |
Dividend Code |
Rate |
APY* |
Term |
| Regular Savings (Min. $50) |
2-A |
0.25 |
0.25 |
n/a |
| Contributory IRA (Min. $1) |
2-A |
0.50 |
0.50 |
18 |
| Santa Savings (Min. $1) |
2-A |
0.25 |
0.25 |
n/a |
| Checking (Min. $50) |
1 |
0.10 |
0.10 |
n/a |
| Preferred Checking ($2500.00 - $19,999.99) |
1 |
0.25 |
0.25 |
n/a |
| Preferred Checking ($20,000.00 and higher) |
1 |
0.50 |
0.50 |
n/a
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| Money Market ($2,500.00 - $24,999.99) |
1 |
0.50 |
0.50 |
n/a |
| Money Market ($25,000 - $59,999.99) |
1 |
0.65 |
0.65 |
n/a |
| Money Market ($60,000 and higher) |
1 |
0.90 |
0.90 |
n/a
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| Reward Checking ($25,000.00 and lower) |
1 |
4.17 |
4.25 |
n/a |
| Reward Checking ($25,000.01 and higher) |
1 |
0.75 |
0.75 |
n/a |
| Reward Checking (Non-Qualifying) |
1 |
0.25 |
0.25 |
n/a |
*APY = Annual Percentage Yield
DIVIDEND CODE EXPLANATION
1. Dividends computed on average daily balance -paid monthly.
2-A. Anticipated dividends computed on average daily balance- paid quarterly.
Back to Top |
| Certificates |
Dividend Code |
Rate |
APY* |
Term(Months) |
| Certificate (Min. $500) |
3 |
0.40 |
0.40 |
3 |
| Certificate (Min. $500) |
4 |
0.40 |
0.40 |
3 |
| Certificate (Min. $500) |
3 |
0.50 |
0.50 |
6 |
| Certificate (Min. $500) |
4 |
0.50 |
0.50 |
6 |
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Certificate/IRA (Min. $500)
|
5 |
0.90 |
0.90 |
12 |
| Certificate/IRA (Min. $500) |
5 |
1.15 |
1.15 |
18 |
| Certificate/IRA (Min. $500) |
5 |
1.40 |
1.41
|
24 |
| Certificate/IRA (Min. $500) |
5 |
1.60 |
1.61 |
30 |
| Certificate/IRA (Min. $500) |
5 |
1.80 |
1.81 |
36 |
| Certificate/IRA (Min. $500) |
5 |
2.00 |
2.02 |
42 |
| Certificate/IRA (Min. $500) |
5 |
2.20 |
2.22 |
48 |
| Certificate/IRA (Min. $500) |
5 |
2.40 |
2.42 |
54 |
| Certificate/IRA (Min. $500) |
5 |
2.60 |
2.63 |
60 |
| Contributory IRA (Min. $500) |
5 |
1.15 |
1.15 |
18 |
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*APY = Annual Percentage Yield
After the Certificate is opened, the dividend rate is fixed for the term.
A penalty is imposed for early withdrawal.
DIVIDEND CODE EXPLANATION
1. Dividends computed on average daily balance - paid monthly.
3. Dividends paid at maturity- deposited or mailed.
4. Dividends paid monthly - deposited or mailed.
5. Dividends paid quarterly- deposited, mailed, or compounded.
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