What’s a Credit Union?
A credit union is a not-for-profit financial cooperative owned by its customers, or members. Credit Unions offer many of the same services as other financial institutions, including savings and checking accounts, various types of loans, ATM, Debit and credit cards, as well as a variety of online services.
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How are Credit Unions different from other financial institutions?
We exist to serve our members, not to make a profit. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits, and lower fees.
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Can anyone join SRFCU?
Membership is open to everyone who lives, works, worships, or attends school in Montgomery or Greene Counties in Ohio. Any member of the immediate family or household of current members may also join. (To find out if you're eligible to join, please see the "Who Can Join" page of this web site, or simply call us or send an e-mail.)
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How do I join Standard Register Federal Credit Union?
Click on the "Join Now" button on the upper left-hand side of this page and you'll be taken to our Online Enrollment and Funding site. If you prefer to print and mail an application, visit the "Applications" page of this web site, and click where it says "Membership Enrollment". What could be simpler?
After we've processed your membership application, we'll send you your member ID card with your assigned member number.
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What are the benefits of Credit Union membership?
Major benefits include:
*Savings and checking accounts that pay dividends
*Competitive rates
*Little or no service fees
*The convenience of direct deposit and payroll deduction
*Secure online services
*Account access at over 4,000 Shared Branch locations, nationwide
Friendly, personal service
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Are my funds safe at SRFCU?
Absolutely. Your funds are both federally AND privately insured for up to $500,000 per member.
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Are there any membership dues or fees?
No. However, each member must maintain a minimum balance of $5.00 in his/her Regular Savings Account.
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How long does my membership last?
As long as you'd like! Our philosophy is "Once a member, always a member".
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What if I retire, move, or take a job with another company?
Because of our lifetime membership policy, you will still be a member. No matter where you relocate, you can continue to access any of our services via toll-free telephone and fax numbers, "Magic"Line (24 hour member service telephone line), "CU Online" (24/7 online account access), ATM/Debit card access and Shared Branching.
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