Credit Union Checking Accounts work like other checking accounts in that checks written on the account are used as payment for bills and purchases.  However, there are important differences, too.


ADVANTAGES OF A SRFCU REGULAR CHECKING ACCOUNT

Dividends

Checking Accounts with balances of at least $50 earn monthly dividends (interest).

No Monthly Fees

Our Checking Accounts have:

• No monthly service fee
• No minimum balance requirement
• Unlimited check-writing privileges 

Overdraft Protection

This service automatically transfers funds from your Savings Account or Line of Credit to your Checking Account whenever your balance gets low.  You'll never bounce another check!  Depending on the circumstances of the transfer, there may be a nominal charge involved.

Direct Deposit

You may have any regularly issued payroll or government check automatically deposited into your Checking Account.  Direct deposit is safe, convenient, and free!

Talk to the payroll department at your work place to arrange for Direct Deposit.


PREFERRED CHECKING ACCOUNTS

The Preferred Checking Account earns dividends at a higher rate than our Regular Checking Account (to see current rates on both accounts, click here.)

Preferred Checking Accounts have a minimum balance requirement of $2,500, and there is a $12 monthly charge if the balance falls below this amount.  But in all other respects, the Preferred Checking Account works like the Regular Checking Account described above.

Apply for your SRFCU checking account here or get our complete Switch Kit for an easy transition to Standard Register FCU.   

Print a Checking account reconciliation form here!