VISA Cards

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SRFCU Visa Credit Cards put you in charge of your finances! Apply here!

We have three great Visa cards-- Classic, Gold, and Platinum. One is bound to be right for you!

All our Visa Cards offer these great advantages:

Low, fixed rate
No annual fee
No cash advance fee
No penalty rate
25-day grace period for purchases
No finance charge for new purchases (if new balance is paid in full by due date, does not apply to cash advances)
One low rate for all transactions (purchases, cash advances, balance transfers, etc.)
The card is accepted worldwide
Cash advances are available at ATMs that display the Visa logo
If you are a Standard Register associate, you can make your Visa payment using payroll deduction

Additional Advantages:

Visa Classic

Visa Gold

Visa Platinum

Advantage

12.90%

10.90%

8.90%

Personal Identity Theft Coverage ($5,000)

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Auto Rental Collision Damage Waiver Program

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Travel Accident Insurance ($500,000)

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Travel & Emergency Assistance

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Hotel / Motel Burglary Coverage ($1,000)

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Qualifications for each card are determined on an individual basis. Contact Janie at ext. 219 for more information or a Visa Credit Card application. If approved, your SRFCU Visa will be issued to you within 7 - 10 business days.

To report a card lost or stolen please call 800-453-4270.

IMPORTANT CREDIT INFORMATION

Annual Percentage Rate for Purchases: 12.90% (Classic); 10.90% (Gold); 8.90% (Platinum)

Grace period for repayment of purchases: 25 days after the statement date

Method of computing balance for purchases: The Daily Principal Balance is determined for each day by adding to the Previous Balance, the principal balance of all new purchases and cash advances from the previous day and subtracting each day all payments as received and credits as posted. The Daily Principal Balance for each day is then totaled, and divided by the number of days in the Billing Cycle.

Fees:

Over-limit- $25.00 per billing cycle

Re-issue- $10.00 per card

Document- $10.00 per document

Late Fee- $25.00
Return Payment Fee - $25.00
Balance Update Fee - $5.00

Equal Housing