Standard Register Federal Credit Union

Enrollment via Andera

Need a Loan? Apply Today

Go Mobile click here for more info

Home > Products > Card Products > VISA Cards

SRFCU Visa Credit Cards put you in charge of your finances!  Apply here!

We have three great Visa cards-- Classic, Gold, and Platinum.  One is bound to be right for you!

All our Visa Cards offer these great advantages:
  • Low, fixed rate
  • No annual fee
  • No cash advance fee
  • No penalty rate
  • 25-day grace period for purchases
  • No finance charge for new purchases (if new balance is paid in full by due date, does not apply to cash advances)
  • One low rate for all transactions  (purchases, cash advances, balance transfers, etc.)
  • The card is accepted worldwide
  • Cash advances are available at ATMs that display the Visa logo
  • If you are a Standard Register associate, you can make your Visa payment using payroll deduction
Additional Advantages:


Visa Classic

Visa Gold

Visa Platinum





Personal Identity Theft Coverage ($5,000)




Auto Rental Collision Damage Waiver Program




Travel Accident Insurance ($500,000)




Travel & Emergency Assistance




Hotel / Motel Burglary Coverage ($1,000)




Qualifications for each card are determined on an individual basis. Contact Betsy at ext. 218  or Kathleen at ext. 217 for more information or a Visa Credit Card application. If approved, your SRFCU Visa will be issued to you within 7 - 10 business days.

To report a card lost or stolen please call 800-453-4270. 

                                                  Credit & Debt Counseling

Visa Credit Cards Account Agreement

Annual Percentage Rate for Purchases:  12.90% (Classic); 10.90% (Gold); 8.90% (Platinum)
Grace period for repayment of purchases:  25 days after the statement date
Method of computing balance for purchases:  The Daily Principal Balance is determined for each day by adding to the Previous Balance, the principal balance of all new purchases and cash advances from the previous day and subtracting each day all payments as received and credits as posted.  The Daily Principal Balance for each day is then totaled, and divided by the number of days in the Billing Cycle.
Re-issue -   $10.00 per card
Document - $20.00 per document

Late Fee - up to $30.00, based on minimum payment
Return Payment Fee - $30.00
Balance Update Fee - $5.00


Standard Register Federal Credit Union is an Equal Opportunity Lender. Applicants are generally notified of credit decisions within 7 business days of application. For questions about the status of a loan application, you may email or call 937-223-3333, option 4.

Privacy Policy
Notices, Terms, and Conditions
Design & Hosting by Cavion Plus SM
Browser Requirements
Copyright D+H All Rights Reserved.
National Credit Union Administration

Equal Housing